Compound Interest Calculator

Calculate how compound interest grows your investment over time. Compare annual, monthly, and daily compounding.

Future Value

Total Interest

Interest Rate

How to Use This Calculator

1. Enter your initial investment (principal amount)
2. Enter the annual interest rate as a percentage
3. Choose the time period in years
4. Select how often interest compounds (monthly, quarterly, annually)
5. View your projected future value and total interest earned

The Formula

The compound interest formula is: A = P(1 + r/n)^(nt)

Where:
- A = Final amount (principal + interest)
- P = Principal (initial investment)
- r = Annual interest rate (as decimal)
- n = Number of times interest compounds per year
- t = Time in years

The more frequently interest compounds, the more you earn.