Loan Payment Calculator

Calculate monthly payments for any loan amount. See total interest and compare different loan terms.

Monthly Payment

Total Payment

Total Interest

How to Use This Calculator

1. Enter the loan amount you want to borrow
2. Enter the annual interest rate
3. Enter the loan term in years
4. View your monthly payment and total interest cost

The Formula

The loan payment formula is: M = P[r(1+r)^n]/[(1+r)^n-1]

Where:
- M = Monthly payment
- P = Principal (loan amount)
- r = Monthly interest rate (annual rate / 12)
- n = Total number of payments (years x 12)